Responsible Lending

Responsible Lending - ACL

Last updated: 28 Aug. 2025

This bundle is for credit licensees to use to help meet their responsible lending obligations. It has been designed to align with the requirements under ASIC’s RG 209 (Credit licensing: Responsible lending conduct) and Chapter 3 of the National Consumer Credit Protection Act 2009.

Included documents

Document Version Type Date
Responsible Lending Policy - ACL 2.0 Policy 28 Aug. 2025
Client Information Collection Form - ACL 2.0 Tool 28 Aug. 2025
Credit Guide - Licensee - ACL 1.0 Tool 21 April 2022
Credit Proposal Disclosure Document - ACL 1.0 Tool 21 April 2022
Final-Preliminary Assessment - ACL 2.0 Tool 28 Aug. 2025
Schedule 5 - Key Facts Sheets for Standard Home Loans - ACL 1.0 Tool 21 April 2022
Schedule 6 - Key Facts Sheets for Credit Card Contracts - ACL 1.0 Tool 21 April 2022