Design and Distribution (Payments Businesses) - AFSL

This bundle provides a guide on the measures that must be taken by product issuers and distributors (including in relation to non-cash payment facilities and foreign exchange contracts) for the purposes of meeting their design and distribution obligations. The bundle includes a TMD checklist for product issuers.

Since 5 October 2021, the design and distribution obligations apply to the issue and distribution of certain financial products to consumers.

This resource may assist Australian payments businesses and Australian Financial Services Licence (AFSL) holders looking for practical DDO compliance documentation and Target Market Determination (TMD) templates to support their product governance processes.