Manual
AML/CTF Program (Item 54 only) - AFSL
Last updated: 7 Aug. 2026
Financial advisers with their own AFSL must have an AML/CTF Program. If you only provide Item 54 Designated Services you can use this use this modified Program bundle.
Designed for financial advisers who hold their own Australian Financial Services Licence (AFSL) and provide Item 54 designated services, this AML/CTF compliance bundle provides practical policies, templates, registers and tools to help establish, implement and maintain an AML/CTF Program and meet AUSTRAC requirements.
This reduced suite of documents includes:
- our AML/CTF Policies, specifically tailored for Item 54 providers
- our ML/TF Risk Register (which includes our ML/TF Risk Assessment)
- other supporting tools, registers and checklists
Our Program is broken into the following six chapters:
- Introduction
- ML/TF Riks Assessment
- Personnel and Governance
- Customer Due Diligence (CDD)
- AUSTRAC Enrolment and Reporting
- Program Maintenance and Review
Included documents
| Document | Version | Type | Date |
|---|---|---|---|
| AML/CTF Policies (Item 54 only) | 6.0 | Program | 7 Aug. 2026 |
| AML-CTF Policies - Marked-up version between V5 and V6 (Item 54 only) | 1.0 | Policy | 7 Aug. 2026 |
| Tool 1A. AML/CTF Glossary | 2.1 | Guide | 4 Aug. 2026 |
| Tool 2A. Business Specific Data | 2.0 | Tool | 10 June 2026 |
| Tool 2B. ML/TF Risk Register and KYC Tool (Item 54 only) | 3.0 | Tool | 10 June 2026 |
| Tool 2C. Assessment of Proliferation Financing Risks Faced by our Business Template | 3.0 | Tool | 10 June 2026 |
| Tool 3A. Personnel Due Diligence and Training Register | 1.1 | Register | 10 June 2026 |
| Tool 3B. AML/CTF Standing Meeting Agenda Template | 1.1 | Tool | 10 June 2026 |
| Tool 3C. AML/CTF Compliance Officer Appointment and Ongoing Assessment Checklist | 1.1 | Tool | 10 June 2026 |
| Tool 3D. AML/CTF Compliance Officer Obligations and Procedures | 1.0 | Tool | 11 Jan. 2026 |
| Tool 3E. AML/CTF Compliance Officer Report Template | 1.1 | Tool | 10 June 2026 |
| Tool 3F. AML/CTF Personnel Due Diligence Declaration Template | 1.1 | Tool | 10 June 2026 |
| Tool 3G. External Service Provider Appointment Assessment Template | 1.1 | Tool | 10 June 2026 |
| Tool 3H. External Service Provider Ongoing Assessment Template | 1.1 | Register | 10 June 2026 |
| Tool 3I. Reporting Group Member Procedure | 1.1 | Tool | 10 June 2026 |
| Tool 3J. Reporting Group Member Register | 1.1 | Tool | 10 June 2026 |
| Tool 3K. Reporting Group Member Information Sharing Request Template | 1.1 | Tool | 10 June 2026 |
| Tool 4A. High-Risk Customer and ECDD Register | 1.1 | Tool | 20 March 2026 |
| Tool 4B. Identification of Individuals Without Standard Identification Documents Form | 1.2 | Register | 10 June 2026 |
| Tool 4C. Third Party CDD Arrangement Appointment and Ongoing Monitoring Procedure | 1.3 | Tool | 10 June 2026 |
| Tool 4D. Third Party CDD Arrangement - CDD Risk Assessment | 1.1 | Tool | 20 March 2026 |
| Tool 5A. AUSTRAC Enrolment Form | 1.1 | Tool | 10 June 2026 |
| Tool 5B. Suspicious Activity Report | 1.1 | Register | 10 June 2026 |
| Tool 5C. Assessment of Suspicious Activity Form | 1.1 | Tool | 10 June 2026 |
| Tool 5D. Suspicious Matter Report Content Requirements Guide | 1.1 | Guide | 10 June 2026 |
| Tool 5E. Suspicious Activity Register | 1.1 | Tool | 10 June 2026 |
| Tool 5F. AUSTRAC Registration Form | 1.1 | Tool | 10 June 2026 |
| Tool 6A. AUSTRAC Guidance Register | 2.1 | Register | 4 Aug. 2026 |
| Tool 6B. AML/CTF Program Review and Update Register | 1.0 | Register | 11 Jan. 2026 |
| Tool 6C. AML/CTF Document Destruction Schedule | 1.0 | Tool | 11 Jan. 2026 |
| Tool 6D. Assessment and Appointment of Independent Evaluator Checklist | 1.1 | Tool | 10 June 2026 |
| Tool 6E. Review and Response to Independent Evaluation Report | 1.1 | Tool | 10 June 2026 |
| AML/CTF Implementation Plan Template (Tranche 1 Reporting Entities Only) - All | 1.1 | Tool | 20 March 2026 |
| AML/CTF FAQs - All | 1.0 | FAQs | 4 Aug. 2026 |
| AML/CTF Obligations Register - ACL, AFSL, All, Wholesale | 1.1 | Guide | 3 July 2026 |
| Guide to customising your AML/CTF Program and Tools (Item 54 only) | 1.1 | Guide | 20 March 2026 |