AML/CTF Resources

AML/CTF Documents (Combined Industries)

Version 3.0 - Last updated: 16 Aug. 2023

Before providing a designated service, a business is required to have in place an Anti-Money Laundering and Counter-Terrorism Financing Program (AML/CTF Program).

Your AML/CTF Program and other associated documents must set out how you will comply with your obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and Anti-Money Laundering and Counter-Terrorism Financing Rules 2007 (Cth).  This includes your AML/CTF-related processes, checks and procedures.

Do you know what your obligations are?

Do you comply?

Your AML/CTF Program must be based on your Money Laundering/Terrorism Financing (ML/TF) Risk Assessment, which assesses the risk that your business could be used for money laundering and/or terrorism financing, and sets out the controls that you have implemented to control this risk.  Your AML/CTF Program should include all of your AML/CTF-related processes, checks and procedures.

Amongst other things, your AML/CTF Program will need to include specific details in relation to:

  • how you will comply with your reporting obligations, (and the systems and controls to ensure compliance with those reporting obligations);
  • your business’ AML/CTF risk assessment;
  • your risk-based systems and controls to monitor customer transactions; and
  • the identification procedures which apply to your customers.

This template reflects the generic obligations of businesses providing:

  • CFD issuer services
  • digital currency exchange services
  • item 54 (advice provider) services
  • product issuer (licensee) services
  • remittance network provider services
  • remittance services

and must be tailored to reflect your business.

Included documents

Document Version Type Date
AML/CTF Program (Combined Industries) 3.0 Program 16 Aug. 2023
AML/CTF Annexure C (Combined Industries) 2.0 Tool 15 June 2022
AML/CTF Annexure D 2.0 Tool 11 March 2022
AML/CTF Risk Register (Combined Industries) 2.0 Register 15 June 2022
AML/CTF Risk Register User Instructions 1.0 Guide 25 Feb. 2021
AML/CTF Compliance Officer Report 1.0 Tool 1 March 2021
AML/CTF Reporting Obligations Mindmap 1.0 Mindmap 26 Nov. 2019
Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML CTF Act) – Overview of Obligations Mindmap 1.0 Mindmap 5 July 2018